| Maximum Annual Loan Limits Chart (Aggregate Loan Limits) Subsidized and Unsubsidized Direct and FFEL Stafford Loans |
| Year |
Dependent Undergraduate Student |
Independent Undergraduate Student |
Graduate and Professional Degree Student |
| First Year |
$3,500 - additional unsubsidized loan amount: $2,000 |
$9,500—No more than $3,500 of this amount may be in subsidized loans. |
$20,500—No more than $8,500 of this amount may be in subsidized loans. |
| Second Year |
$4,500 - additional unsubsidized loan amount: $2,000 |
$10,500—No more than $4,500 of this amount may be in subsidized loans. |
| Third and beyond (each year) |
$5,500 - additional unsubsidized loan amount: $2,000 |
$12,500—No more than $5,500 of this amount may be in subsidized loans. |
| Maximum Total Debt from Stafford Loans when You Graduate |
$31,000 - maximum $23,000 subsidized |
$57,500—No more than $23,000 of this amount may be in subsidized loans. |
$138,500—No more than $65,500 of this amount may be in subsidized loans. The graduate debt limit includes Stafford Loans received for undergraduate study. |
